Tuesday, 23 May 2017

Dismantle the Poverty Trap by Nurturing Community Trust

Understanding the precise reasons for why people living in poverty often make decisions that seem short-sighted, such as foregoing more education or taking on high-interest short-term loans, is the first step to help them escape poverty. The obvious common-sense fix is to ensure that the basic needs of all citizens – food, shelter, clothing, health and personal safety – are met, so that they no longer have to use all new funds for survival. This is obviously easier in the developed world, but it is not a trivial matter considering that the USA – supposedly the richest country in the world – has an alarmingly high poverty rate. It is estimated that more than 40 million people in the US live in poverty, fearing hunger and eviction from their homes. But just taking care of these basic needs may not be enough to help citizens escape poverty. A recent research study by Jon Jachimowicz at Columbia University and his colleagues investigated “myopic” (short-sighted) decision-making of people with lower income and identified an important new factor: community trust....

Jachimowicz, J., Chafik, S., Munrat, S., Prabhu, J., & Weber, E. (2017) Community trust reduces myopic decisions of low-income individuals. Proceedings of the National Academy of Sciences, 201617395. DOI: 10.1073/pnas.1617395114  




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